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Forutsetningsbrev

Available in Etinglysing 51.69.0 (end of May 2024).

History

Etinglysing has for a long time had utilized the webservice generatePrerequisite that generate web service generatePrerequisite, which creates a prerequisite letter to the broker. This first version (generatePrerequisite) had for brokers. The initial version of generatePrerequisite included several free text input field fields for the bank’s conditions /and requirements. Since thenHowever, DSVE has defined since developed a second version of this letter that has , featuring a set of standardized texts text requirements so that make it will be easier for the broker brokers to understand and interpret the information. This The new webserviceweb service, generateForutsetningsbrev, will generate a document to the broker according to the news specificationproduce documents for brokers based on these updated specifications. The term Forutsetningsbrev has been mutually agreed upon, som leading to the new webservice is named using this common name instead of web service being named after this common terminology rather than referring to it as prerequisite V2.

About the Forutsetningsbrev

A Forutsetningsbrev (en: prerequisite letter) is a document sent from issued by the bank to the real estate broker with , outlining the terms and conditions for associated with the mortgage document (pantedokument). It is the broker’s broker's responsibility to make sure ensure that the these conditions can be met before sending it to fulfilled before submitting the document for registration (tinglysing). It can specifyThe letter may include:

  • The bank's required priority for the Pantedokumentpantedokument.

  • Payment details.

  • The broker’s broker's name and organization number.

  • Bank’s The bank's contact information.

Work flow

...

Code Block
languagexml
<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" xmlns:dok="http://dokument.ws7.etinglysing.no/">
   <soapenv:Header/>
   <soapenv:Body>
      <dok:generateForutsetningsbrev>
         <pantedokumentId>?</pantedokumentId>
         <forutsetningsbrev>
            <prioritet>
               <foersteprioritet>?</foersteprioritet>
               <!--Optional: only if NOT first priority-->
               <prioritetsangivelser>
                  <!--1 or more repetitions:-->
                  <prioritetsangivelse>
                     <!-- PRIORITET_ETTER or PRIORITET_LIKESTILT_MED -->
                     <rekkefoelge>?</rekkefoelge>
                     <panthaver>
                        <offisiellId>?</offisiellId>
                        <navn>?</navn>
                     </panthaver>
                     <beloep valuta="?" verdi="?"/>
                  </prioritetsangivelse>
               </prioritetsangivelser>
            </prioritet>
            <overfoerselsdetaljer>
               <dato>?</dato>
               <beloepTilMegler>?</beloepTilMegler>
               <!--Optional: defaults to beloepTilMegler -->
               <totalbeloepIhhtKjoepekontrakt>?</totalbeloepIhhtKjoepekontrakt>
               <kontonummer>?</kontonummer>
               <!--Optional:-->
               <kid>?</kid>
            </overfoerselsdetaljer>
            <avsender>
               <!--Optional:-->
               <navn>?</navn>
               <!--Optional:-->
               <epost>?</epost>
               <!--Optional:-->
               <telefonDirekte>?</telefonDirekte>
               <!--Optional:-->
               <telefon>?</telefon>
               <!--Optional:-->
               <saksnummer>?</saksnummer>
            </avsender>
            <megler>
               <navn>?</navn>
               <organinsasjonsnummer>?</organinsasjonsnummer>
               <!--Optional:-->
               <saksnummer>?</saksnummer>
            </megler>
         </forutsetningsbrev>
      </dok:generateForutsetningsbrev>
   </soapenv:Body>
</soapenv:Envelope>

Data fields in input

Field name

Description

Example

overfoerselsdetaljer.dato

This is the date (in the future) when the bank will transfer the money to the broker.

<dato>2024-11-31</dato>

avsender.saksnummer

A reference or other value that identifies the bank’s loan case. The bank should (if possible) use the same reference for requesting purchase contract, sending the bank’s intention, when creating the mortgage (pantedokument) and creating the forutsetningsbrev.

megler.saksnummer

The reference or other value that identifies the broker’s assignment/case number. In the generatePrerequsite this is the same as meglerSaksnummer inside the overfoerselDetaljer element.

overfoerselsdetaljer.
totalbeloepIhhtKjoepekontrakt

Total amount to be paid according to the purchase agreement/contract

overfoerselsdetaljer.
beloepTilMegler

The amount transferred along with the pantedokument (mortgage document) (may be less than the total amount)

How to fill out priority when forstePrioritet is false

The element <foersteprioritet> is a mandatory field.
When this element has the value true: <foersteprioritet>true</foersteprioritet>, then you do not fill out <prioritet>.
But when the value is false: <foersteprioritet>false</foersteprioritet>, you have to fill out priority.
Here is an example of how the priority can be filled out. The element <rekkefoelge> needs to have one of two possible values PRIORITET_ETTER or PRIORITET_LIKESTILT_MED.

Note that for panthaver you must specify at least one of offisiellId or name, both cannot be empty.

Code Block
<forstePrioritet>false</forstePrioritet>
<prioritet>
  <prioritetsangivelser>
    <prioritetsangivelse>
      <rekkefoelge>PRIORITET_ETTER</rekkefoelge>
      <panthaver>
        <offisiellId>987412548</offisiellId>
        <navn>Husbanken</navn>
      </panthaver>
      <beloep valuta="NOK" verdi="1000000"/>
    </prioritetsangivelse>
    <prioritetsangivelse>
      <rekkefoelge>PRIORITET_LIKESTILT_MED</rekkefoelge>
      <panthaver>
        <offisiellId>921345687</offisiellId>
        <navn>Sparebanken Vest</navn>
      </panthaver>
      <beloep valuta="NOK" verdi="2000000"/>
    </prioritetsangivelse>
  </prioritetsangivelser>
</prioritet>

...