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Introduction

etinglysing.no enables electronic registration of documents to the Land Registry. The service provides both a web user interface and a web service interface for integration. This document will help you in the integration process.

The following document types are currently supported:

  • Registration

    • Mortgages - to establish collateral (pantedokument or sikringspant/urådighet)

    • Deeds - to change ownership (skjøte)

  • Change

    • Transport of rights, including mass transportation (transport or massetransport)

    • Re-registration (retinglysing/tinglysing på ny)

    • Deletion (sletting)

Overall process

The integration basically consists of three steps:

Figure 1: Basic flow

Generate, sign & tinglys (register). Additional there are services for administrative tasks and fetching the receipt (Grunnboksutskrift)

Figure 2: Document flow

Step 3 in the figure shows that signing is performed outside www.etinglysing.no.

The endpoints

Etinglysing consist of several endpoints to fully support the registration process to Statens Kartverk. API-specifications are available here.

Document

Current version: v7 The document endpoint supports the whole process of creating, signing and registering documents. Currently there are three active versions of this endpoint, but we recommend all clients to move to the latest version as it contains the newest features.

Event (Hendelse)

Current version: v5 The hendelse endpoint supports tracking of events in the system. As a document flows through the process of registration, its different states can be observed/pulled to trigger actions automatically.

Single Sign On

The single sign on endpoint serves the purpose of generating a token to be used when the user is “jumped” into www.etinglysing.no without having to identify him/her self.

Assignment (Oppdrag)

The assignment (oppdrag) endpoint enables brokers to send relevant information to www.etinglysing.no to enable easy creation of documents, without having to punch information twice. The brokers work task-/assignment based, so the oppdrag (task/assignment) is central. All documents are related to and created based on a oppdrag. The endpoint enables to create/update an assignment with relevant data. From there the users can jump onto www.etinglysing.no to perform document creation, signing and registration.

Generate document

The API provides document creation of the above mentioned types, on the format generate<TYPE>. Calling any generate operation will return this structure:

Status

id, status code and when it was created

status

the unique id of the document, created date and state

document

base64 encoded BIDXML, type corresponds with the created document, format and type

warnings

warnings (if any) from validation received from Kartverket

version

KARTVERKET (historically it could have been EDOK)

dokumentMessages

A list of documentMessage that contain all error or information messages for the tinglysing operation on a specific document. It might be returned from the tinglys or the getStatus operation.

Example:

<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
   <soap:Body>
      <ns2:generatePantedokumentResponse xmlns:ns2="http://dokument.ws7.etinglysing.no/">
         <return>
            <status>
               <created>2018-09-06T14:09:34.710+02:00</created>
               <id>15742141</id>
               
               <statusCode>OPPRETTET</statusCode>
            </status>
            <documentHolder>
               <content>PEJhbmtJRFhNT...</content>
               <format>BIDXML</format>
               <type>PANTEDOKUMENT</type>
            </documentHolder>
            <documentVersion>KARTVERKET</documentVersion>
         </return>
      </ns2:generatePantedokumentResponse>
   </soap:Body>
</soap:Envelope>

Generate pantedokument

The integrator initiates the process by sending a data structure (as described in the WSDL) to the web service. Etinglysing will return an object containing the document itself, a reference to the document in etinglysing and some key information about it.

Normal flow

Example request:

<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" 
                  xmlns:dok="http://dokument.ws7.etinglysing.no/">
    <soapenv:Header/>
   <soapenv:Body>
      <dok:generatePantedokument>
         <pantedokument referanse="Example">
            <panteobjekter>
               <panteobjekt>
                  <matrikkel 
                    kommunenummer="1234" 
                    gaardsnummer="1" 
                    bruksnummer="1" 
                    festenummer="0" 
                    seksjonsnummer="0" 
                    eiendomsnivaa="G"/>
                  <hjemmelshavere>
                     <hjemmelshaver>
                       <organisasjon id="123456789">
                           <navn>Organization name</navn>
                           <!--Optional, not needed for production-->
                           <!--Will be validated towards Enhetsregisteret if present-->
                           <signaturberettigede> 
                              <signaturberettigede id="12345678901">
                                 <fornavn>First Name</fornavn>
                                 <etternavn>Surname</etternavn>
                                 <epost>person@example.com</epost>
                              </signaturberettigede>
                           </signaturberettigede>
                        </organisasjon>
                        <broek teller="1" nevner="1"/>
                     </hjemmelshaver>
                  </hjemmelshavere>
               </panteobjekt>
            </panteobjekter>
            <pantebeloeper>
               <pantebeloep valuta="NOK" verdi="100000"/>
            </pantebeloeper>
            <panthavere>
               <panthaverId>123456789</panthaverId>
            </panthavere>
            <dokumentflyt>DOKUMENT_TIL_TINGLYSING</dokumentflyt>
            <refinansiering>false</refinansiering>
         </pantedokument>
         <options>
            <returnPdf>false</returnPdf>
         </options>
      </dok:generatePantedokument>
   </soapenv:Body>
</soapenv:Envelope>

Example response:

<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
   <soap:Body>
      <ns2:generatePantedokumentResponse xmlns:ns2="http://dokument.ws7.etinglysing.no/">
         <return>
            <status>
               <created>2018-09-06T14:09:34.710+02:00</created>
               <id>15742141</id>
               <statusCode>OPPRETTET</statusCode>
            </status>
            <documentHolder>
               <content>PEJhbmtJRFhNT...</content>
               <format>BIDXML</format>
               <type>PANTEDOKUMENT</type>
            </documentHolder>
            <documentVersion>KARTVERKET</documentVersion>
         </return>
      </ns2:generatePantedokumentResponse>
   </soap:Body>
</soap:Envelope>

Validation & error handling

Example response:

<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
   <soap:Body>
      <soap:Fault>
         <faultcode>soap:Server</faultcode>
         <faultstring>Ugyldig personnr eller organisasjonsnr: 123456789</faultstring>
         <detail>
            <ns2:FellesDokumentException xmlns:ns2="http://dokument.ws7.etinglysing.no/">
               <exceptionId>1536235901863</exceptionId>
               <documentMessages>
                  <documentMessage>
                     <errorGroup>VALIDERINGSFEIL</errorGroup>
                     <message>Ugyldig personnr eller organisasjonsnr: 123456789</message>
                     <errorCode>9014</errorCode>
                  </documentMessage>
               </documentMessages>
            </ns2:FellesDokumentException>
         </detail>
      </soap:Fault>
   </soap:Body>
</soap:Envelope>

If an error is detected, the document is not produced and an error response is returned to with detailed information. The integrator can correct the error and try again.

Information messages

In some cases informational messages are returned alongside the document. These messages do not prevent the document from being generated, but imply that the integrator need to ensure/think of how to process the document further.

How to set document flow

When generating a mortgage you may have two scenarios:

  1. Send the document to the Land Registry

  2. Send the document to a broker

This you can control by setting the flow. The possible flows are:

  • DOKUMENT_TIL_TINGLYSING
    Document to be sent directly to LR
    This is equivalent to eiendomsoverdragelse=false.

  • DOKUMENT_TIL_OPPGJOER
    Document to be sent to broker.
    This is equivalent to `eiendomsoverdragelse=true and would produce a document even if there is no electronic settlement matching the document. This flow should be used to send to brokers, through any channel.

  • DOKUMENT_TIL_EKSISTERENDE_OPPGJOER
    Document to be sent to broker through the Ambita service; Electronic Property Settlement (EPS). This flow prevents the document from being generated if there is no relevant settlement in the service.

How to migrating to version 7

Compared to V5/V6 there has been som small changes to tidy the model and remove a known bug. In previous, when a organization was the owner, the signaturberettigede had to be populated to make it work. This was unintentional and is fixed in V7.

How to set the property

Previously each property was modelled as either borett or matrikkel:

<eiendommer>
  <matrikkel  kommunenr="1234" 
              gaardsnr="1" 
              bruksnr="1" 
              festenr="0" 
              seksjonsnr="0" 
              eiendomsnivaa="G">
  </matrikkel>
</eiendommer>

From V7 the property contains a matrikkel or borett

<panteobjekter>
   <panteobjekt>
      <matrikkel  kommunenummer="1234" 
                  gaardsnummer="1" 
                  bruksnummer="1" 
                  festenummer="0" 
                  seksjonsnummer="0" 
                  eiendomsnivaa="G"/>
   </panteobjekt>
</panteobjekter>

<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" 
                  xmlns:dok="http://dokument.ws7.etinglysing.no/">
    <soapenv:Header/>
   <soapenv:Body>
      <dok:generatePantedokument>
         <pantedokument referanse="Example">
            <panteobjekter>
               <panteobjekt>
                  <matrikkel 
                    kommunenummer="1234" 
                    gaardsnummer="1" 
                    bruksnummer="1" 
                    festenummer="0" 
                    seksjonsnummer="0" 
                    eiendomsnivaa="G"/>
                  <hjemmelshavere>
                     <hjemmelshaver>
                       <organisasjon id="123456789">
                           <navn>Organization name</navn>
                           <!--Optional, not needed for production-->
                           <!--Will be validated towards Enhetsregisteret if present-->
                           <signaturberettigede> 
                              <signaturberettigede id="12345678901">
                                 <fornavn>First Name</fornavn>
                                 <etternavn>Surname</etternavn>
                                 <epost>person@example.com</epost>
                              </signaturberettigede>
                           </signaturberettigede>
                        </organisasjon>
                        <broek teller="1" nevner="1"/>
                     </hjemmelshaver>
                  </hjemmelshavere>
               </panteobjekt>
            </panteobjekter>
            <pantebeloeper>
               <pantebeloep valuta="NOK" verdi="100000"/>
            </pantebeloeper>
            <panthavere>
               <panthaverId>123456789</panthaverId>
            </panthavere>
            <dokumentflyt>DOKUMENT_TIL_TINGLYSING</dokumentflyt>
            <refinansiering>false</refinansiering>
         </pantedokument>
         <options>
            <returnPdf>false</returnPdf>
         </options>
      </dok:generatePantedokument>
   </soapenv:Body>
</soapenv:Envelope>

How to handle additional signatures

For some cases it is not enough that the owners sign the document. This typically means that there are “rettighetshavere” that needs to be taken into account. If not taken into account the service will respond with validation errors on generate (and that could be valuable and correct). If the case is, however, that you intend to get these signatures, the signature role must be applied. This tells the service that “I’ve got it!”.

There are four types of roles:

Role

Description

BORTFESTER

The land owner that lease out land
(feste))

RETTIGHETSHAVER_I_URAADIGHET

A legal person is blocking registration
unless his consent is given (signature on the document)

UTSTEDER

The seller is not the land owner
(only relevant for deeds)

PANTSETTER

The legal person if not equal to the land owner
(hjemmelshaver)

In V7 this is put outside the property, hence yields the whole document (across all properties)

<pantedokument referanse="Demo">
  <!--Optional:-->
  <signatarroller>
     <!--Zero or more repetitions:-->
     <signatarrolle>
        <!--1 or more repetitions:-->
        <signatarrolleTyper></signatarrolleTyper>
        <organisasjon id="?">
           <navn>?</navn>
           <!--Optional:-->
           <signaturberettigede>
              <!--Zero or more repetitions:-->
              <signaturberettigede id="?">
                 <fornavn>?</fornavn>
                 <etternavn>?</etternavn>
                 <!--Optional:-->
                 <epost>?</epost>
              </signaturberettigede>
           </signaturberettigede>
        </organisasjon>
        <person id="?">
           <fornavn>?</fornavn>
           <etternavn>?</etternavn>
           <!--Optional:-->
           <epost>?</epost>
        </person>
     </signatarrolle>
</signatarroller>
</pantedokument>

How to handle fractions

If you do not have the individual fraction owned by each person (“idell andel”) you may set the total fraction per property instead..

We have added two optional attributes to the WSDL on the Eiendom node (Matrikkel or Borett).
There are:

  • Totalteller (Total nominator)

  • Totalnevner (Total denominator)

Once these are given, the teller and nevner applied to the individual hjemmelshaver are ignored and correct values are loaded from Grunnboken. This will not work for documents used in transfer of ownership (skjøte), as the future fractions are not known.

Example:

Figure 4: Example total fractions

The picture shows how the borettsandel has added the two new attributes. The teller/nevner shown in the example are not used, and can therefore contain any value.

Validation. Using total fractions will check if the total fraction equals the summed fractions, fetched from Grunnboken, of the hjemmelshaver-list. Also, if owners (hjemmelshaver) do not match the Grunnbok, exceptions will be thrown.

How to handle roles

This feature enables the integrator to generate documents on behalf of another organization. Once added into the request, the document will be generated accordingly unless the validation fails to validate that the respective organisation is defined as rekvirent or panthaver (dokumenteier) in the user profile.

Figure 5Example rekvirent & panthaver

Generate prerequisite

Upcoming feature

Prerequisite or prerequisite letter is a document sent from bank to reale state broker with terms from the bank to the real estate broker. Spesifies:

  • The banks required priority for the pantedokument

  • Payment details

  • Broker contact information

  • Bank contact information generatePrerequisite requires the documentID from the generatePantedocument call(panteDokumentId).

Example:

<soapenv:Envelope xmlns:dok="http://dokument.ws7.etinglysing.no/" xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/">
   <soapenv:Header/>
   <soapenv:Body>
      <dok:generatePrerequisite>
         <panteDokumentId>12345</panteDokumentId>
         <PrerequisiteLetter>
            <PrioritetsDetaljer>
               <ForstePrioritet>true</ForstePrioritet>
            </PrioritetsDetaljer>
            <OverfoerselDetaljer>
               <Beloep>2100000</Beloep>
               <BeloepOverfortDato>2020-01-23</BeloepOverfortDato>
               <TotalBeloep>2500000</TotalBeloep>
               <TilKontonummer>65501100000</TilKontonummer>
               <KID>10001000222111</KID>
               <KreditorSaksnummer>Lånesak 124-221/22</KreditorSaksnummer>
               <MeglerSaksnummer>117-00-1002 Bankgaten 15 B</MeglerSaksnummer>
               <BeloepGjelder>dekning av kjøpesum for ovennevnte eiendom</BeloepGjelder>
               <ProdusertDato>2019-01-25T10:15:23.2962746+01:00</ProdusertDato>
            </OverfoerselDetaljer>
            <Forutsetninger>
               <string>
                  Beløpet er overført under forutsetning av at vedlagte pantedokument/er blir besørget tinglyst av Dem og  returnert vår depotavdeling med oppgitt prioritet i eiendommen.
                  Hjemmel til eiendommen forutsettes tinglyst på Arne Arnesen og Anne Arnesen.
                  Det forutsettes videre at:
                  - forutsetning A
                  - og forutsetning B
                  Eller at forutsetning C, og så videre.
               </string>
            </Forutsetninger>
            <AnnenFritekst>Dersom vi ikke har mottatt ovennevnte dokumenter innen 6 måneder fra dette brevs dato, ber vi Dem, av hensyn til bankens kontrollorganer, i god tid meddele når vi kan forvente å motta dokumentene i retur.</AnnenFritekst>
            <ReturneresTil>
               <Navn>aBank AB (publ), , v/ Depot Bergen</Navn>
               <Postadresse>PB 6001</Postadresse>
               <Postnummer>5000</Postnummer>
               <Poststed>Bergen</Poststed>
            </ReturneresTil>
            <Avsender>
               <Navn>Bank adviser</Navn>
               <Email>bank.adviser@aBank.com</Email>
               <TelefonDirekte>99999999</TelefonDirekte>
               <Telefon>23206001</Telefon>
            </Avsender>
            <Mottaker>
               <Navn>Broker company</Navn>
               <Organisasjonsnummer>123321123</Organisasjonsnummer>
            </Mottaker>
         </PrerequisiteLetter>
      </dok:generatePrerequisite>
   </soapenv:Body>
</soapenv:Envelope>

Generate uraadighet

This is identical to the operation “Generate Pantedokument” but creates an additional rettsstiftelse “URO” to prevent the owner to operate without consent from the rights holder.

Example request

<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" 
                  xmlns:dok="http://dokument.ws7.etinglysing.no/">
   <soapenv:Header/>
   <soapenv:Body>
      <dok:generateUraadighet>
         <pantedokument referanse="Example">
            <rekvirentId>Organization number</rekvirentId>
            <panteobjekter>
               <!--1 or more repetitions:-->
               <panteobjekt>
                  <matrikkel 
                        kommunenummer="1234" 
                        gaardsnummer="0" 
                        bruksnummer="0" 
                        festenummer="0" 
                        seksjonsnummer="0" 
                        eiendomsnivaa="E"/>
                  <!--or-->
                  <borettsandel 
                        organisasjonsnummer="987654321" 
                        andelsnummer="432" 
                        borettslagnavn="Housing cooperative name"/>
                  <hjemmelshavere>
                     <hjemmelshaver>
                        <organisasjon id="123456789">
                           <navn>Organization name</navn>
                        </organisasjon>
                        <!--or-->
                        <personMedSivilstand id="12345678987">
                           <fornavn>First Name</fornavn>
                           <etternavn>Surname</etternavn>
                           <epost>Email</epost>
                           <sivilstand gift="true" beggeHjemmelshavere="false" fellesBolig="true">
                              <ektefelle id="12345678987">
                              <fornavn>Spouse First Name</fornavn>
                              <etternavn>Spouse Surname</etternavn>
                              <epost>Email</epost>
                              </ektefelle>
                           </sivilstand>
                        </personMedSivilstand>
                        <broek teller="1" nevner="1"/>
                     </hjemmelshaver>
                  </hjemmelshavere>
                  <!--Optional:-->
                  <totalBroek teller="1" nevner="1"/>
               </panteobjekt>
            </panteobjekter>
            <pantebeloeper>
               <!--1 or more repetitions:-->
               <pantebeloep valuta="0" verdi="0"/>
            </pantebeloeper>
            <!--Optional:-->
            <panthavere>
               <!--Zero or more repetitions:-->
               <panthaverId>123456789</panthaverId>
            </panthavere>
            <dokumentflyt>DOKUMENT_TIL_TINGLYSING</dokumentflyt>
            <refinansiering>false</refinansiering>
         </pantedokument>
         <!--Optional:-->
         <options>
            <returnPdf>false</returnPdf>
            <oppdragID>12345</oppdragID>
         </options>
      </dok:generateUraadighet>
   </soapenv:Body>
</soapenv:Envelope>

Generate skjøte

The integrator initiates the process by sending a data structure (as described in the WSDL) to the web service. Etinglysing will return an object containing the document itself, a unique reference and some key information about.

Example request

<soapenv:Envelope 
      xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" 
      xmlns:dok="http://dokument.ws7.etinglysing.no/">
   <soapenv:Header/>
   <soapenv:Body>
      <dok:generateSkjoete>
         <skjoete referanse="Example">
            <!--Optional:-->
            <signatarroller>
               <signatarrolle>
                  <signatarrolleTyper>BORTFESTER</signatarrolleTyper>
                  <organisasjon id="987654321">
                     <navn>Organizartion Name</navn>
                     <!--Optional:-->
                     <signaturberettigede>
                        <!--Zero or more repetitions:-->
                        <signaturberettigede id="987654321">
                           <fornavn>Company owner name</fornavn>
                           <etternavn>Company owner surname</etternavn>
                           <epost>Company owner email</epost>
                        </signaturberettigede>
                     </signaturberettigede>
                  </organisasjon>
                  <!--or-->
                  <person id="12345678912">
                     <fornavn>Person name</fornavn>
                     <etternavn>Person Surname</etternavn>
                     <epost>email</epost>
                  </person>
               </signatarrolle>
            </signatarroller>
            <rekvirentId>987654321</rekvirentId>
            <skjoeteobjekter>
               <skjoeteobjekt>
                  <matrikkel  
                      kommunenummer="1234" 
                      gaardsnummer="0" 
                      bruksnummer="0" 
                      festenummer="0" 
                      seksjonsnummer="0" 
                      eiendomsnivaa="E"/>
                      <!--or-->
                  <borettsandel 
                      organisasjonsnummer="987654321" 
                      andelsnummer="432" 
                      borettslagnavn="Housing cooperative name"/>
                  <hjemmelshavere>
                     <hjemmelshaver>
                        <organisasjon id="123456789">
                           <navn>Organization name</navn>
                        </organisasjon>
                        <!--or-->
                        <personMedSivilstand id="12345678987">
                           <fornavn>First Name</fornavn>
                           <etternavn>Surname</etternavn>
                           <epost>Email</epost>
                           <sivilstand gift="true" beggeHjemmelshavere="false" fellesBolig="true">
                              <ektefelle id="12345678987">
                              <fornavn>Spouse First Name</fornavn>
                              <etternavn>Spouse Surname</etternavn>
                              <epost>Email</epost>
                              </ektefelle>
                           </sivilstand>
                        </personMedSivilstand>
                        <broek teller="1" nevner="1"/>
                     </hjemmelshaver>
                  </hjemmelshavere>                   
                  <!--Optional:-->
                  <kjoeperAvBoligseksjonMaaSignere>false</kjoeperAvBoligseksjonMaaSignere>
                  <kjoepere>
                     <kjoeper>
                        <organisasjon id="987654321">
                           <navn>Organization name</navn>
                        </organisasjon>
                        <!--or-->
                        <person id="12345678987">
                           <fornavn>Name</fornavn>
                           <etternavn>Surname</etternavn>
                           <epost>Buyer email</epost>
                        </person>
                        <broek teller="1" nevner="1"/>
                     </kjoeper>
                  </kjoepere>
                  <boligtype>TOMANNSBOLIG</boligtype>
                  <brukstype>BOLIGEIENDOM</brukstype>
               </skjoeteobjekt>
            </skjoeteobjekter>
            <kjoepesum valuta="NOK" verdi="2000000"/>
            <avgiftsgrunnlag valuta="NOK" verdi="2000000"/>
            <aarsakstype>HOVEDREGEL</aarsakstype>
            <omsetningsopplysninger>
              <omsetningstype>FRITT_SALG</omsetningstype>
              <utlystTilSalgPaaDetFrieMarked>true</utlystTilSalgPaaDetFrieMarked>
            </omsetningsopplysninger>
         </skjoete>
      </dok:generateSkjoete>
   </soapenv:Body>
</soapenv:Envelope>

Generate sletting

generateSletting is to be used for deleting documents from the registry.

Field

Explaination

kommunenummer

The official number of the municipality. Only needed for cadaster (Deprecated: use embetenummer instead)

embetenummer

The office number from Grunnboken

dokumentaar

The year of the registered document to be deleted

dokumentnummer

The document number from the registry

referanse

The reference for the document

The response will be a normal document response The representation of the generated document, as described here

Example:

<soapenv:Envelope 
  xmlns:dok="http://dokument.ws7.etinglysing.no/" 
  xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/">
 <soapenv:Header/>
 <soapenv:Body>
  <dok:generateSletting> 
    <dok:sletting kommunenummer="1201" 
                  dokumentaar="2017" 
                  dokumentnummer="123123"
                  referanse="demo"/> 
  </dok:generateSletting> 
 </soapenv:Body>
</soapenv:Envelope>

Generate retinglysing

Liabilities registered in grunnboken are given legal protection from the time they are entered in the registry. As a general rule, the effect of land registration lasts for 30 years. For enforcements this effect is limited to 5 years.

Re-registration (retinglysing, or “tinglysing på nytt”) means that if the charge is re-registered within the 30-year deadline for voluntary documents, or 5-year for enforcements, it will retain its original priority.

If retinglysing is attempted after the expiry of the original document, this registration process will fail, priority is lost, and potential a new document must be registered.

Explanations

Field

Explaination

embetenummer

The office number from Grunnboken

dokumentaar

The year of the registered document to be deleted

dokumentnummer

The document number from Grunnboken

rettsstiftelsesnummer

Index of entry within a document, indexed from 1

rettsstiftelsestype

The type of entry within a document, for example “OB_PDB”

referanse

The reference for the document

There are two possible ways to generate such a document; either by providing the document number og the individual entries within a document (rettstiftelse))

Request
Example with a document reference:
<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" xmlns:dok="http://dokument.ws7.etinglysing.no/">
   <soapenv:Header/>
   <soapenv:Body>
      <dok:generateRetinglysing>
         <retinglysing referanse="Demo-Retinglysing">
            <paategner>
               <dokument embetenummer="200" dokumentaar="2019" dokumentnummer="123456"/>
            </paategner>
         </retinglysing>
      </dok:generateRetinglysing>
   </soapenv:Body>
</soapenv:Envelope>

In this scenario, etinglysing will fetch all entries, rettsstiftelser, relevant from the registry to generate the signing payload.

Example with a list of entries/rettsstiftelsesreferanse:
<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" xmlns:dok="http://dokument.ws7.etinglysing.no/">
   <soapenv:Header/>
   <soapenv:Body>
      <dok:generateRetinglysing>
         <retinglysing referanse="DemoWithRettsstiftelseList">
            <paategner>
               <rettsstiftelser>
                  <rettsstiftelsesreferanse embetenummer="200" dokumentaar="2019" dokumentnummer="123456" rettsstiftelsesnummer="1" rettsstiftelsestype="TV_UTL"/>
                  <rettsstiftelsesreferanse embetenummer="200" dokumentaar="2019" dokumentnummer="123456" rettsstiftelsesnummer="2" rettsstiftelsestype="TV_UTL"/>
               </rettsstiftelser>
            </paategner>
         </retinglysing>
      </dok:generateRetinglysing>
   </soapenv:Body>
</soapenv:Envelope>

This requires the integrator to know explicit the rettsstiftelsesnummer (index of entry in a document) and it’s type.

When called the service wil validate the consistency of the document and filter out irrelevant rettsstiftelser not applicable for this type of operation (retinglysing). Each retinglysing document can only point to one document in grunnboken.

Signature Requirements

Licensee of the original document (panthaver/saksøker/prosessfullmektig) must sign the retinglysing document. The signature typically will be from a corporate certificate (virksomhetssignatur)

Response

The response is equal to other generate calls. If validation fails, a list of errors are returned.

<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
   <soap:Body>
      <ns2:generateRetinglysingResponse xmlns:ns2="http://dokument.ws7.etinglysing.no/">
         <return>
            <status>
               <created>2019-08-20T15:14:24.463+02:00</created>
               <id>123</id>
               <statusCode>OPPRETTET</statusCode>
            </status>
            <documentHolder>
               <content>CjwvQklEWFNMPjwvQmFua0lEWE1MPg==</content>
               <format>BIDXML</format>
               <type>RETINGLYSING</type>
            </documentHolder>
            <documentVersion>KARTVERKET</documentVersion>
         </return>
      </ns2:generateRetinglysingResponse>
   </soap:Body>
</soap:Envelope>

Generate transport

Transport are documents that transports changes panthaver for existing pantedokuments It is possible to change from one or more rettighetshaver to one or more rettighetshaver. Example request:

<soapenv:Envelope 
  xmlns:dok="http://dokument.ws7.etinglysing.no/" 
  xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/">
 <soapenv:Header/>
 <soapenv:Body>
  <dok:generateTransport>
   <dok:transport referanse="Customer reference" transporttype="MASSETRANSPORT_MED_GEBYR">
    <rettstiftelser>
     <rettstiftelse dokumentaar="2015" dokumentnummer="1" embetenummer="200" 
                    rettsstiftelsestype="OB_PDB" rettstiftelsenummer="1"/>
     <rettstiftelse dokumentaar="2012" dokumentnummer="2" embetenummer="200" 
                    rettsstiftelsestype="OB_PDO" rettstiftelsenummer="1"/>
     <rettstiftelse dokumentaar="2013" dokumentnummer="3" embetenummer="200" 
                    rettsstiftelsestype="OB_PDO" rettstiftelsenummer="1"/>
     <rettstiftelse dokumentaar="2016" dokumentnummer="4" embetenummer="200"
                    rettsstiftelsestype="OB_PDO" rettstiftelsenummer="1"/>
     <rettstiftelse dokumentaar="2014" dokumentnummer="5" embetenummer="200" 
                    rettsstiftelsestype="OB_PDB" rettstiftelsenummer="1"/>
     <rettstiftelse dokumentaar="2013" dokumentnummer="6" embetenummer="200" 
                    rettsstiftelsestype="OB_PDO" rettstiftelsenummer="1"/>
     <rettstiftelse dokumentaar="2016" dokumentnummer="7" embetenummer="200" 
                    rettsstiftelsestype="OB_PDO" rettstiftelsenummer="1"/>
     <rettstiftelse dokumentaar="2016" dokumentnummer="8" embetenummer="200" 
                    rettsstiftelsestype="OB_PDO" rettstiftelsenummer="1"/>
    </rettstiftelser>
    <transporterFra>
     <organisasjon id="123456789">
        <navn>OLD_RETTTIGHETSHAVER_BANK</navn>
     </organisasjon>
    </transporterFra>
    <transporterTil>
     <organisasjon id="987654321">
      <navn>NEW_RETTTIGHETSHAVER_BANK1</navn>
     </organisasjon>
       <organisasjon id="987654321">
        <navn>NEW_RETTTIGHETSHAVER_BANK2</navn>
       </organisasjon>
    </transporterTil>
   </dok:transport>
  </dok:generateTransport>
 </soapenv:Body>
</soapenv:Envelope>

The example create a transport document, changing rettighetshaver on 8 documents to both NEW_RETTTIGHETSHAVER_BANK1 and NEW_RETTTIGHETSHAVER_BANK2.

Transporttype decides the type of transport

  • MASSETRANSPORT_MED_GEBYR Masse Transport: allows to transport between 2 and 1000 rettsstiftelser. Charge is 10 times the cost of one transport.

  • MASSETRANSPORT_UTEN_GEBYR Masse tranport: allows to transport between 2 and 1000 rettsstiftelser. This type is in use if more than 1000 documents must have their rettighetshaver changed. More than 1000 can be be transported for the same cost.

  • TRANSPORT Enkelt transport: allows to transport 1 document (with one or more rettsstiftelser).

  • FUSJON Masse transport: allows to transport between 2 and 1000 documents. Is only available when “fra” pantehaver is merged with “til” panthavere (“a merger” or “fusjon in norwegian”) Unlike the other two types of transport, the cover letter must be signed by the “til” panthaver. Tranport if type FUSJON is free of charge

Generate foelgebrev

All registrations/shipments are called messages. This implies that several documents can be registered in the same message. All documents in one message are treated as one transaction, which means that all or nothing will be registered.

The følgebrev, or the slip, is essential to register documents.

In the beginning, to support the existing business flow, we recommend generating one følgebrev per document. This is done by sending the document reference (documentID) returned from the generatePantedokument method. The følgebrev is also a document on the BIDXML format. It is generated per the requirements given by the API of Statens Kartverk. These documents must be signed with a server certificate and set back into Ambita using the setSDO function. The format is SEID-SDO as any other document, but only containing the server signature (BrukerstedsBankID) from a legal organization.

Example:

<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" 
                  xmlns:dok="http://dokument.ws7.etinglysing.no/">
   <soapenv:Header/>
   <soapenv:Body>
      <dok:generateFoelgebrev>
         <documentList documents="12345,23456"/>
      </dok:generateFoelgebrev>
   </soapenv:Body>
</soapenv:Envelope>

Post processing

After generating document, it needs to be signed according to the rules for that document type. When it is signed you can:

  • Set SDO (set the signed document back into the service

  • Set SDO list (set a list of signed document back into the service

  • Tinglys (Set SDO and register into the land registry directly)

  • Tinglys list (Set SDO list and register into the land registry directly)

  • Send to broker (Set SDO send the document to the brokers settlement)

Set SDO

In this scenario, there are some prerequisites:

  1. The unsigned document is generated by etinglysing.

  2. The document is signed by required parties

  3. Set SDO The integrator initiates the process by sending a SDO to www.etinglysing.no, with the documents unique ID in etinglysing as input.

<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" xmlns:dok="http://dokument.ws7.etinglysing.no/">
   <soapenv:Header/>
   <soapenv:Body>
      <dok:setSDO>
         <documentId>12345</documentId>
         <sdo>Byte64 representation</sdo>
      </dok:setSDO>
   </soapenv:Body>
</soapenv:Envelope>

Example response

<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
   <soap:Body>
      <ns2:getStatusResponse xmlns:ns2="http://dokument.ws7.etinglysing.no/">
         <ns2:return>
            <status>
               <created>2018-08-02T14:00:09.205+02:00</created>
               <documentStatusTinglysing/>
               <id>45721524</id>
               <statusCode>SIGNERT</statusCode>
            </status>
            <type>PANTEDOKUMENT</type>
            <documentVersion>KARTVERKET</documentVersion>
         </ns2:return>
      </ns2:getStatusResponse>
   </soap:Body>
</soap:Envelope>

Alternative flow Set sdo - Error in provided SDO

In this case the web service has detected an error, due to an invalid SDO or that the content is changed from what was generated. In this case the response will indicate the error. The document will not be updated with the received SDO, which will be reflected in the document status.

Set SDO as list

This scenario is equal to the setSDO function, but enables the integrator to send multiple SDOs in a list, and return multiple responses.

Tinglys

In this scenario, there are some prerequisites:

  1. The set sdo-service must have been executed with successful result

  2. Tinglys The integrator initiates the process by requesting www.etinglysing.no with the document’s unique ID in etinglysing as input.

www.etinglysing.no will return a document status

<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
   <soap:Body>
      <ns2:getStatusResponse xmlns:ns2="http://dokument.ws7.etinglysing.no/">
         <ns2:return>
            <status>
 
               <created>2018-08-02T14:00:09.205+02:00</created>
               <documentStatusTinglysing/>
               <id>45721524</id>
               <statusCode>UNDER_TINGLYSING</statusCode>
            </status>
            <type>PANTEDOKUMENT</type>
            <documentVersion>KARTVERKET</documentVersion>
         </ns2:return>
      </ns2:getStatusResponse>
   </soap:Body>
</soap:Envelope>

The actual tinglys-process at Statens Kartverk is an asynchronous process which will take some time. The response from the tinglys web service indicates that the process has started successfully. To verify the complete result, the integrator must request for status until status is tinglyst or tinglysing-feilet (see chapter 6.6.1 in page 28). The result will normally be available after three days for pantedokument, two days for cancellations.

Alternative flow Tinglys – Tinglysing with error

If an exception occurs during Tinglys, an error response will be returned. The response contains detailed error information. To request for status please use the Get status request.

Document status will either be:

‘Tinglysing feilet’: The document has been processed and will not be registered.

‘Signert’ or ‘Part signert’: In this case, you can try again.

Send to broker

Collaboration with broker

Our collaboration service Electronic Property Settlement (Elektronisk Eiendomsoppgjør), enables collaboration between bank and broker. This enables a bank to send the mortgage document to the broker for registration in the Land Registry, as part of a document package, together with the deed, which enables use of digital documents in the process of buying a house(realty). To do so we have implemented the possibility to generate documents for the future owner (buyer) so that, together with the deed, it will both change ownership and establish collateral for the bank, via the broker/real-estate agent.

Figure 7 Collaboration overview

sendToBroker(
  long documentID,
  Base64 sdo,
  Base64 priorityPrerequisiteDocument,
  String epsSettlementID,
  String altinnOrganizationID
)

Input:

DocumentID

The unique id returned from the generate action

SDO

(optional) The Signed Data Object representation of the document. Could also be set in any of the actions the sets the SDO back to us; setSDO or setSDOList.

Priority Prerequisite Document

(optional) The terms from the bank to the broker as PDF or as an xml document according to the standard defined by DSVE If the generatePrerequisite has been called prior, there is no need to specify this unless you want to override the prerequisite previous generated.

EPS Settlement ID

(optional) Explicit ID of the settlement selected in advance. To further benefit from the EPS services, the bank may utilize the content of the EPS settlement earlier in the loan process. If the coupling has already taken place, this can be used to dictate www.etinglysing.no were to send the document

Altinn Organization ID

(optional) This is the organization number of the broker that only is available through the Altinn Formidlingstjeneste. When this field contains a valid organization number it will attempt to send the document to the broker. Currently this service is a one-way street from the bank to the broker to enable registration of deeds/packages. If the generatePrerequisite has been called prior, there is no need to specify organization id, it is allready entered in the prerequisite letter.

This service requires the documentID from the generate call, the signed version of that document and the pre-requisites pdf-bytes (optional). When called www.etinglysing.no will push the signed document to the relevant EPC settlement, if found. The document would be coupled to the relevant EPS settlement at any time in its lifetime. If no settlement process is found at the time of creation, this service will try to do the coupling based on the content of the document.

Note that there is no need to generate a foelgebrev for a document that is to be sent to the broker, as this will be done by the broker.

Send prerequisites
sendPriorityPrerequisiteDocumentToBroker(
    long documentID,
    byte64 priorityPrerequisiteDocument
)

Input:

DocumentID

The unique id returned from the generate action

Priority Prerequisite Document

The terms from the bank to the broker as PDF

This service only sends the prerequisites to the broker through EPS.

Get status

The integrator initiates the process by requesting www.etinglysing.no with the document’s unique ID in etinglysing as input. www.etinglysing.no will return a document status

Example request:

<soapenv:Envelope xmlns:soapenv="http://schemas.xmlsoap.org/soap/envelope/" 
                  xmlns:dok="http://dokument.ws7.etinglysing.no/">
   <soapenv:Header/>
   <soapenv:Body>
      <dok:getStatus>
         <documentId>1234567</documentId>
      </dok:getStatus>
   </soapenv:Body>
</soapenv:Envelope>

Example response:

<soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
   <soap:Body>
      <ns2:getStatusResponse xmlns:ns2="http://dokument.ws7.etinglysing.no/">
         <ns2:return>
            <status>
               <created>2018-08-02T14:00:09.205+02:00</created>
               <documentStatusTinglysing/>
               <id>45721524</id>
               <statusCode>SIGNERT</statusCode>
            </status>
            <type>PANTEDOKUMENT</type>
            <documentVersion>KARTVERKET</documentVersion>
         </ns2:return>
      </ns2:getStatusResponse>
   </soap:Body>
</soap:Envelope>

Alternative flow Get status - Non-existing reference

www.etinglysing.no cannot return status, due to a non-existing document id. The document does not exist.

Get status of an assignment (oppdrag)

The integrator initiates the process by requesting www.etinglysing.no with the oppdrag’s unique ID in etinglysing as input. The response will be:

  • oppdragsNr: unique String

  • oppdragsId: unique ID in etinglysing (same as input)

  • epsSettlementId: unique EPS ID if exists

  • documentStatusList: list of document statuses for all documents that exists on this oppdrag

Figure 8 Example of response from getOppdragStatus operation

Get artifact

The artifacts are available at different stages. The different stages and artifacts available, are listed in the table below.

Document status

Artifact

PART_SIGNERT

SIGNERT

UNDER_TINGLYSING

TINGLYSING_FEILET

FJERNET_FRA_TINGLYSING

ALLE, DOKUMENT

TINGLYST

All these types

DOKUMENT is the signed data object (SDO).

Monitoring events

Every major change on a document is recorded as an event (hendelse). For monitoring a portfolio of document, events will give you a good way to handle post processing.

List events

«listHendelser» returns a list of events from the given eventid (fraHendelsesId). The service takes a list of parameter to limit the result.

Params:

Parameter

Description

fraHendelsesId

eventid to start from

maxAntall

maximum number of events

statuser

limit to certain WsDokumentStatus-types

typer

event types as defined in WsHendelsesType

kunEksterne

True: Only documents created by using the DocumentWS.
False: Only created by using the web client at www.etinglysing.no.
Omitted: Returns both.

Response:

Type

Description

id

event id

type

one of WsHendelsesType

dokumentId

documentid in www.etinglysing.no

eksternEierId

document owner

nyStatus

new status

gammelStatus

old status

beskrivelse

status description in Norwegian

opprettet

event date

eksterntOpprettetDokument

document is created by using DocumentWS

dokumentRef

the document reference at the event time

oppdragsId

oppdragsid in www.etinglysing.no

List events with status

«listHendelserMedStatus» returns a list of events from the given eventID (fraHendelsesId). Attached to each event is the status of the document, as delivered in getStatus.

Create broker assignments

The Oppdrag service has only one operation; leggTilDokumentGrunnlag. This takes key information to create a baseline for continue working in etinglysing, with single sign on.

Create/Update assignment

The action will put relevant information over to www.etinglysing.no, easing the process of document creation, signing an tinglysing. The response is a unique id representing the oppdrag/assignment. This can be used for creating the correct URL to go directly to the Oppdrag in etinglysing.no. Consecutive calls with the same information will update the Oppdrag. The unique key for the oppdrag is oppdragsnr (the number used by the broker to identify a assignment)

Oppdrag model

Example:

<opp:dokumentGrunnlag oppdragsnr="123654poi123lkj">  
  <dok:panteopplysninger>  
    <dok:fullsignert>true</dok:fullsignert>  
    <dok:pantebeloep valuta="NOK" verdi="100000"/></dok:panteopplysninger>  
    <dok:omsetningsopplysninger>  
      <dok:omsetningsnr>00003-00</dok:omsetningsnr>  
      <dok:omsetningsType>FRITT\_SALG</dok:omsetningsType>  
      <dok:utlystTilSalgPaaDetFrieMarked>true</dok:utlystTilSalgPaaDetFrieMarked>  
      <dok:kjoepesum>150000</dok:kjoepesum>               
      <dok:avgiftsgrunnlag>0</dok:avgiftsgrunnlag>  
      <dok:aarsak>HOVEDREGEL</dok:aarsak>  
    </dok:omsetningsopplysninger>  
    <dok:borettsandel orgnr="932305364" andelsnr="9" borettslagnavn="BAS">  
      <dok:selgere>  
        <dok:hjemmelshaver teller="1" nevner="1">  
            <ret:person id="12345678901">  
              <ret:fornavn>Thomas</ret:fornavn>  
              <ret:etternavn>Normann</ret:etternavn>  
              <ret:epost>test@example.com</ret:epost>  
            </ret:person>  
        </dok:hjemmelshaver>  
      </dok:selgere>  
      <dok:kjoepere>  
        <dok:kjoeper teller="1" nevner="1">  
          <ret:person id="1245678901">  
            <ret:fornavn>Kai</ret:fornavn>  
            <ret:etternavn>Normann</ret:etternavn>  
          </ret:person>  
        </dok:kjoeper>  
      </dok:kjoepere>  
    </dok:borettsandel>  
  </opp:dokumentGrunnlag>
Sso

The SSO (Single Sign On) endpoint enables the integrator to create a token URI that pre-authenticates the user, so that the user can navigate directly to the oppdrag/document requested.

The endpoint serves to actions:

MakeTokeUrls

This action takes the documentID or oppdragID as input. The user authenticated will be the user authenticated in the SOAP call. The response gives the following:

Name

Description

meglerOppdrag

Url to the oppdrag (Example: https://www.etinglysing.no/megler/oppdrag/231.form?token=abc321

meglerOppdragsListe

Url to the search opppdrag page. (Example: https://www.etinglysing.no/megler/oppdrag.form?token=abc123)

tokenKey

The token(Example: 1so4NmpPKXWgVCQ6nZKWzA%3D%3D)

validUntillGmtMs

The timestamp when token expires

InvalidateToken

A service that invalidates a generated token. It only takes the token provided in the “makeTokenUrls” action.

Types

The web-services will return one of the elements listed below.

DokumentResponse

Document status and document holders

StatusResponse

Document status

ArtifaktResponse

A list of artefacts

UrlResponse

A list of document urls

The basic element is described in the following chapters.

Document status

Id

Document id in www.etinglysing.no.

Status code

Current state for the document.

DokumentStatusTinglysing

The object reflects what is registered in the Land Registry

Each of the systems has its own document number series. To uniquely identify a document at the registration office you need system, year of registration and official document number.

Status/State

OPPRETTET

A document without a SDO

PART_SIGNERT

The document contains a SDO, signed by the title holder(s) but not by the sender of the document (rekvirent)

UNDER_SIGNERING

The signing process has started but is not completed

SIGNERT

All parties have signed the SDO. The document is ready for registration.

FJERNET_FRA_SIGNERING

The document is removed from the signing process. V3 only.

UNDER_TINGLYSING

The document has been sent for registration at Tinglysingsmyndigheten.

TINGLYST

The document is confirmed registered with a successful result.

TINGLYSING_FEILET

The document failed in registration.

FJERNET_FRA_TINGLYSING

The document has been removed before it was registered.

SLETTET

The document has been deleted from www.etinglysing.no.

SENDT_TO_BROKER

The document is sent to broker for registration.

Status transitions

From status

Action

To status

Generate pantedokument

OPPRETTET

Generate foelgebrev

OPPRETTET

OPPRETTET

Set SDOList (with both document and foelgebrev)

SIGNERT

Alt.

OPPRETTET

Set SDO

SIGNERT

SIGNERT

Tinglys

UNDER_TINGLYSING

TINGLYST

TINGLYSING_FEILET

SIGNERT

Send to broker

SENDT_TO_BROKER

SENDT_TO_BROKER

”Update from broker”

TINGLYST

TINGLYSING_FEILET

UNDER_TINGLYSING

CancelTinglys

FJERNET_FRA_TINGLYSING

OPPRETTET

Tinglys Sdo

UNDER_TINGLYSING

TINGLYST

TINGLYSING_FEILET

Alle

Get status

Does not change status

Alle

Get artefact

Does not change status

Document holder

Type

Document type

Format

Document format

Content

byte array containing the document itself

Artifakt

Dokument id

Document id in www.etinglysing.no.

Type

Document type

ArtifakterInBytes

byte array containing the artefact.

  • This is only available for documents sent to the new

Artifact type

DOKUMENT

The document itself

PANTEATTEST

The former type of receipt from Kartverket

OMSLAG (historical)

A historic type (not used anymore)

GRUNNBOKSUTSKRIFT

The receipt showing a snapshot of Grunnboken after tinglysing operation

Artifact scope

ALLE

All available atifacts

DOKUMENT

Document artifacts

PANTEATTEST

Panteattest artifacts

GRUNNBOKSUTSKRIFT

Only grunnboksutskrift

OMSLAG

Only omslag

RECEIPT

Both PANTEATTEST or GRUNNBOKSUTSKRIFT

Document format

BIDXML

An XML structure to be used as input to BankID signing

SDO

A Signed Data Object defined by the SEID-SDO standard

PDF

Portable document format

TEXT

Plain text

Document type

PANTEDOKUMENT

Mortgage document

SLETTING

Deletion document

FOELGEBREV

Slip/Envelope for registration process

SKJOETE

Change of ownership

Document status tinglysing

DokumentNr

The official document number assigned by the registration.

DokumentAar

The official registration year for the document.

Embete

The office number

Foeringsdag

The official registration date for the document.

Foeringstidspunkt

The official registration time for the document.

System

BORETT or EIENDOM

List of Rettsstiftelser

A list of rettstiftelser within the registered document

(rettsstiftelsesnummer, dokumenttypetekst and dokumenttypekode)

Document url

Type

Valid value is DOCUMENT

Url

The document url.

Definitions

Concept/Term

Description

Artefact/artifact

Documents returned from Statens Kartverk as a result of successful land registration. The type of artefact depends on the document registered.

BankID

Online service for secure identification and electronic signing of documents.

Elektronisk tinglysing

See www.etinglysing.no

www.etinglysing.no

Ambita´s system for electronic registration (land registration, mortgages and corresponding cancellation).

Integrator

Bank og broker system

Panteattest

A signed document returned by Statens Kartverk after a successful ‘tinglysing’ of a ‘pantedokument’

Pantedokument

A type of document typically used by banks to get security in a property for loans.

SDO

Signed Data Object

SSO

Single Sign On. A technical solution that enables users to log on to eTinglysing without entering username and password.

Statens Kartverk

Owner of the land register

eSignering.no

Solution for signing documents electronically using BankID

SK-API

The Mapping authorities are creating a new system for tinglysing/registering which will deployed to production in September 2016

Følgebrev

Slip to be part of the shipment when registering document to Statens Kartverk

Tinglys / Tinglysing

Norwegian term for land registration

LR

Land Registry

EPS

Electronic Settlement Process (Elektronisk Eiendomsoppgjør)

Skjøte

A type of document used for changing owners of property

Oppdrag

Placeholder for a group of related documents, often used by brokers

Retinglysing

An addon (påtegning) prolonging the validity of a document

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