Send to broker

Collaboration with broker

Our collaboration service Electronic Property Settlement (Elektronisk Eiendomsoppgjør), enables collaboration between bank and broker. This enables a bank to send the mortgage document to the broker for registration in the Land Registry, as part of a document package, together with the deed, which enables use of digital documents in the process of buying a house(realty). To do so we have implemented the possibility to generate documents for the future owner (buyer) so that, together with the deed, it will both change ownership and establish collateral for the bank, via the broker/real-estate agent.

Figure 7 Collaboration overview

sendToBroker(
  long documentID,
  Base64 sdo,
  Base64 priorityPrerequisiteDocument,
  String epsSettlementID,
  String altinnOrganizationID
)

Input:

DocumentID	The unique id returned from the generate action
SDO	(optional) The Signed Data Object representation of the document. Could also be set in any of the actions the sets the SDO back to us; setSDO or setSDOList.
Priority Prerequisite Document	(optional) The terms from the bank to the broker as PDF or as an xml document according to the standard defined by DSVE If the `generatePrerequisite` has been called prior, there is no need to specify this unless you want to override the prerequisite previous generated.
EPS Settlement ID	(optional) Explicit ID of the settlement selected in advance. To further benefit from the EPS services, the bank may utilize the content of the EPS settlement earlier in the loan process. If the coupling has already taken place, this can be used to dictate www.etinglysing.no were to send the document
Altinn Organization ID	(optional) This is the organization number of the broker that only is available through the Altinn Formidlingstjeneste. When this field contains a valid organization number it will attempt to send the document to the broker. Currently this service is a one-way street from the bank to the broker to enable registration of deeds/packages. If the `generatePrerequisite` has been called prior, there is no need to specify organization id, it is allready entered in the prerequisite letter.

This service requires the documentID from the generate call, the signed version of that document and the pre-requisites pdf-bytes (optional). When called www.etinglysing.no will push the signed document to the relevant EPC settlement, if found. The document would be coupled to the relevant EPS settlement at any time in its lifetime. If no settlement process is found at the time of creation, this service will try to do the coupling based on the content of the document.

Note that there is no need to generate a foelgebrev for a document that is to be sent to the broker, as this will be done by the broker.

Send prerequisites

sendPriorityPrerequisiteDocumentToBroker(
    long documentID,
    byte64 priorityPrerequisiteDocument
)

Input:

DocumentID	The unique id returned from the generate action
Priority Prerequisite Document	The terms from the bank to the broker as PDF

This service only sends the prerequisites to the broker through EPS.