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Our collaboration service Electronic Property Settlement (Elektronisk Eiendomsoppgjør), enables collaboration between bank and broker. This enables a bank to send the mortgage document to the broker for registration in the Land Registry, as part of a document package, together with the deed, which enables use of digital documents in the process of buying a house(realty). To do so we have implemented the possibility to generate documents for the future owner (buyer) so that, together with the deed, it will both change ownership and establish collateral for the bank, via the broker/real-estate agent.

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  • You want to override the previously generated one.

  • You want to send a custom prerequisite letter.

Scenarios for which you can resend the pantedokument to realestate broker

You can send the pantedokument again if it has the status SAMHANDLING_FEILET. See here for more info about document flow and statuses

The pantedokument will get the status SAMHANDLING_FEILET if:

  1. Cant find any matching settlement for the given property

  2. There is a buyers mismatch to the settlement for given property

  3. The pantedokument is rejected by the broker

To find out why the pantedokument has the status SAMHANDLING_FEILET you can get an explanation by:

  1. Get the status for the document. How to get status.
    Then in documentMessages the errorCode will be 9999 and in detail you will find the reason for failure.

    Example of a get status response xml where the pantedokument has mismatch in buyer:

    Code Block
    <soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
       <soap:Body>
          <ns2:getStatusResponse xmlns:ns2="http://dokument.ws7.etinglysing.no/">
             <return>
                <status>
                   <created>2020-12-17T15:00:00.306+01:00</created>
                   <documentStatusTinglysing/>
                   <id>15759414</id>
                   <statusCode>SAMHANDLING_FEILET</statusCode>
                   <description>Pant - 4601/121/45// [G]</description>
                   <reference>Mona 167</reference>
                </status>
                <type>PANTEDOKUMENT</type>
                <documentVersion>KARTVERKET</documentVersion>
                <documentMessages>
                   <documentMessage>
                      <detail>Kjøper mangler: Fant ikke oppgjør for angitt kjøper</detail>
                      <errorGroup>EKSTERNFEIL</errorGroup>
                      <message>Samhandling feilet</message>
                      <errorCode>9999</errorCode>
                   </documentMessage>
                </documentMessages>
             </return>
          </ns2:getStatusResponse>
       </soap:Body>
    </soap:Envelope>
    

  2. or if you are monitoring events. How to monitor events.
    Read the events of type STATUSOVERGANG for the document where ny_status is SAMHANDLING_FEILET and you will find out the reason for failure in beskrivelse.

    Example of listHendelser response xml for event type STATUSOVERGANG. This is an event for dokument with id 15759414 where ny_status is SAMHANDLING_FEILET:

    Code Block
    <soap:Envelope xmlns:soap="http://schemas.xmlsoap.org/soap/envelope/">
       <soap:Body>
          <ns2:listHendelserResponse xmlns:ns2="https://ws.etinglysing.no/hendelse/v6">
             <return>
                <id>805097</id>
                <type>STATUSOVERGANG</type>
                <dokumentId>15759414</dokumentId>
                <eksternEierId/>
                <nyStatus>SAMHANDLING_FEILET</nyStatus>
                <gammelStatus>SENDT_TIL_MEGLER</gammelStatus>
                <beskrivelse>Fant ikke oppgjør for angitt kjøper</beskrivelse>
                <opprettet>2020-12-17T15:37:35.705+01:00</opprettet>
                <eksterntOpprettetDokument>true</eksterntOpprettetDokument>
                <dokumentRef>Mona 167</dokumentRef>
                <dokumentType>PANTEDOKUMENT</dokumentType>
             </return>
          </ns2:listHendelserResponse>
       </soap:Body>
    </soap:Envelope>